Underwriter at R & J Capital Group, LLC

Finance | Kew Gardens, NY 2 openings

Job Description


We are looking for a thorough Insurance Underwriter to determine potential clients’ risk factors and to establish the terms of coverage. The successful candidate must be able to set up rules which will result in securing an average proportion of good risks in order to keep average claims cost low and to enable the company to offer insurance at a lower net cost.

Skills & Experience



• 5+ years of experience underwriting FNMA, FHLMC and Non-Conforming mortgages a plus

• Expert knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA)

• Categorical understanding of the mortgage lending process

• Ability to carry out requisite loan calculations (DTI, LTV, etc.)

• Capable of preparing findings reports

• Ability to handle multiple files simultaneously

• Strong written and verbal communication

• Perform well in team environments

• The drive to build something new

• Management experience a plus 



2-5 years of business experience


• Underwrite and decision residential agency conforming, jumbo, and FHA mortgage loans

• Verify and analyze all necessary financial information and documentation; ensure that loan files contain all necessary credit and legal documents

• Review appraisal reports to identify and resolve any discrepancies discovered within

• Perform a thorough analysis of applicant's income and expense data, asset documentation, credit reports, and property valuations in order to affirm borrower qualifies for a loan

• Calculate qualifying ratios, determine creditworthiness; provide risk opinions


This is a fulltime position