R & J Capital Group, LLC

Mar
04
2021

Does Buying A House Help Raise Your Credit Score?
A solid credit score is necessary to get approved for a home loan. That's why we recommend against opening any new lines of credit or making large purchases on credit when applying for a home loan --these actions lower your score, resulting in getting denied a mortgage. But what...

Feb
25
2021

First-Time Home Buyers Must Avoid These Mistakes
There are many common mistakes first-time home buyers make. Some are minor, while others can end up being costly. Fortunately, several of these mistakes are avoidable. Please read and share this article with other first-time home buyers to help them spot these common errors before...

Feb
18
2021

"How Long Does It Take To Purchase a Home?"
Everyone has a different path to homeownership. Items like the type of loan you get and deciding on a real estate agent affect your timeline. But generally speaking, it takes about 30 – 60 days from start to finish to buy a home. Let's take a closer look at the homebuying timeline so that...

Feb
10
2021

"Is a Home Equity Loan Right For Me"
One of the most valuable benefits of owning a home is building equity. Whenever you need a considerable amount of cash, you can get it by borrowing against your equity with a home equity loan. How you use the funds is up to you. Some choose to remodel the kitchen. Others need it to pay off...

Feb
04
2021

What Do Fannie Mae And Freddie Mac Actually Do?
Fannie Mae and Freddie Mac are government-backed mortgage companies (or government-sponsored enterprise), and their job is to give the mortgage market stability and affordability. But how exactly do they do that, and why does it matter to you as a homebuyer? In this article,...

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