Mortgage Loan Processor at R & J Capital Group, LLC

Finance | Kew Gardens, NY 2 openings

Job Description

Mortgage Loan Processor

At R&J Capital we believe in serving customers with honesty, integrity and competence. We are a highly revered mortgage brokerage firm providing services in New York, New Jersey, Florida and Connecticut and continuing to expand. Join us and work for a company that is focused on success, growth and out of the box solutions. 

Skills & Experience

Skills

  • Three year’s relevant mortgage processing or underwriting experience
  • Experience with mortgage loan software programs
  • Verbal and written communication skills
  • Good interpersonal and customer service skills
  • Time-management and organization skills
  • Ability to meet strict deadlines
  • Ability to explain technical concepts in simple terms
  • Ability to work in a fast-paced environment
  • Willingness to learn new concepts to grow and advance

 

Experience

Responsibilities

  • Monitor and manage large pipeline to ensure timely funding of loans
  • Evaluate and assess residential mortgage loan applications as assigned
  • Perform a preliminary review of each application for compliance and completeness
  • Run DU or LP underwriting engine as appropriate. Compare findings with loan file documentation and collect additional documentation as needed
  • Maintain contact and support between the Loan Originator and all other departments of the company throughout the process of the loan, which may include Sales, Underwriting, Compliance, and Funding
  • Identify any change of circumstance and prepare and deliver any required disclosures
  • Evaluate risk of residential mortgage loan applications based on company guidelines
  • Image and accurately organize all file documentation to comply with company and industry standards
  • Prepare and submit completed loan files to lender’s underwriting for decision based on mandated quality control guidelines and regulatory compliance
  • Resubmit loan files to obtain clear to close status and collect prior to closing documents
  • Be able to self-prioritize and manage large pipeline and exhibit high organization skills
  • Provide a high level of customer service to internal and external customers
  • Update loan milestones within one business day of the event
  • Other duties as assigned

This is a fulltime position