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Recent Articles

Jan
19
2026
BIG NEWS: Mortgage Rates Are at Their Lowest Level in Years—What That Means for You
If you’ve been waiting for the right moment to buy a home, this could be the sign you’ve been looking for. Mortgage rates have recently dropped to their lowest level in nearly three years, creating a rare window of opportunity for homebuyers. After a long stretch of higher...
Jan
12
2026
Lock-in Effect: Something big just happened in the U.S. Housing Market
For the past few years, one phrase has dominated housing market conversations: the mortgage rate lock-in effect. Millions of homeowners secured ultra-low mortgage rates below 3% during the pandemic, creating a powerful disincentive to sell. Why give up a once-in-a-lifetime rate and...
Aug
09
2022
Get A Non Qualified Mortgages (Non-QM) W/ No Tax Returns & Income Verification
Looking for a loan but don’t know where to start? Have a non-traditional source of income and you’re not quite sure if you qualify for a typical loan? Perhaps you have had difficulty in the past getting approved by mortgage brokers and you’re exploring different...
Feb
28
2022
Is It A Good Time To Sell Your Home With Rising Inflation & Mortgage Rates?
 While it is not at a historic high, the mortgage rate has been fairly consistent over the past few years, ranging between 3%-4.5%. With inflation more than doubling over the past few years, cost of living rates has been significantly elevated. Normally, when inflation rates...
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