Cash Out Refinancing Services in New York City

Do you want to refinance but also take out a nice chunk of cash money at the same time?

Are you concerned this may lead to more fees or higher interest?

If so, you have came to the right place as R&J Capital has been providing residents of the five boroughs of NYC (Queens, Brookly, Bronx, Staten Island & Manhattan) with award winning "cash refi" services for many years.

Call us right now at (718) 520-7000 for an immediate quote.

Cash Out Refinancing is a special financial tool that allows you two accomplish two goals:

  1. Refinance your home

  2. Borrow money for home improvements

Traditional refinancing is when you take out a new mortgage for the remaining amount due on your original mortgage. The original mortgage is paid off and the new one is typically for a lower monthly rate.

Cash out refinancing on the other hand is when the new mortgage is for an amount larger than what is owed, and you take the additional amount for home improvement or remodeling. Whether you are looking to refinance in New York, New Jersey or Florida, cash out refinance through R & J Capital Group can be an excellent option.

Often you can obtain a lower interest rate if the market rate has dropped. And a huge benefit can be that the value of your home increases with strategically planned modifications and renovations.

Even if mortgage rates have not dropped since your initial mortgage, the cash out amount is essentially a lower interest loan which can be paid back over the length of the mortgage, which is much longer than taking out other types of loans.

The process is nearly identical to the traditional mortgage, where application fees and other fees are included. But with the current market  R&J Capital Group is sure to get you some of the most favorable cash out refinancing rates in the market. 


Don’t wait another day to start the home improvements you have always wanted. Contact us at (718) 520-7000 to discuss what options are available for you!